/* ===============================
   BASE
================================ */
body{
  margin: 0;
  font-family: 'Plus Jakarta Sans', sans-serif;
  padding-top: 110px; /* fixed header space */
  background: #ffffff;
}

/* ===============================
   HEADER – PREMIUM
================================ */
.kf-header,
header {
  /* background: linear-gradient(
    to bottom,
    #ffffff 0%,
    #fbfff5 55%,
    #f2ffd9 100%
  ); */
  border-bottom: 1px solid rgba(154,214,0,0.22);
}

/* Sticky Header */
.kf-header {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  z-index: 9999;
background-color: white !important;
  /* Softer, premium shadow */
  box-shadow: 0 6px 20px rgba(0,0,0,0.08);

  transition: background 0.35s ease, box-shadow 0.35s ease;
}


.kf-header .navbar{
  padding: 6px 0;
}

/* Logo */
.brand-logo{
  height: 95px;
  width: auto;
  transition: all 0.35s ease;
}

/* ===============================
   NAV MENU
================================ */
.navbar-nav{
  align-items: center;
}

.nav-link{
  font-size: 17px;
  font-weight: 600;
  color: #111 !important;
  margin: 0 16px;
  padding: 6px 0 !important;
  position: relative;
  transition: color 0.3s ease;
}

/* underline animation */
.nav-link::after{
  content: "";
  position: absolute;
  left: 50%;
  bottom: -8px;
  width: 0;
  height: 2px;
  background: linear-gradient(90deg,#7cb518,#a4e600);
  transform: translateX(-50%);
  transition: width 0.3s ease;
}

.nav-link:hover,
.nav-link.active{
  color: #7cb518 !important;
}

.nav-link:hover::after,
.nav-link.active::after{
  width: 100%;
}

/* Dropdown */
.dropdown-menu{
  border-radius: 12px;
  padding: 12px 0;
}

.dropdown-item{
  font-weight: 500;
  padding: 10px 22px;
}

.dropdown-item:hover{
  background: #f3ffd6;
  color: #7cb518;
}

/* ===============================
   APPLY NOW BUTTON
================================ */
.kf-btn-main{
  background:#35710c;
  color: #002d15;
  padding: 12px 34px;
  border-radius: 999px;
  font-weight: 700;
  text-decoration: none;

  transition: all 0.3s ease;
}
.kf-btn-main:hover{
  transform: translateY(-2px);
  box-shadow:
    0 16px 40px rgba(124,181,24,0.6),
    inset 0 1px 0 rgba(255,255,255,0.7);
}



/* ===============================
   SCROLL EFFECT (HEADER SLIM)
================================ */
.kf-header.scrolled{
  background: #ffffff;
  box-shadow: 0 14px 45px rgba(0,0,0,0.18);
}

.kf-header.scrolled .brand-logo{
  height: 62px;
}

.kf-footer {
  background: #0b2e13;
  color: #dfeee3;
  padding-top: 70px;
  font-size: 15px;
}

.footer-logo {
  color: #9ad600;
  font-size: 26px;
  font-weight: 700;
  margin-bottom: 15px;
}

.footer-text {
  line-height: 1.7;
  margin-bottom: 10px;
}

.footer-trust {
  color: #9ad600;
  font-weight: 500;
}

.footer-title {
  color: #ffffff;
  font-size: 18px;
  margin-bottom: 20px;
}

.footer-links,
.footer-contact {
  list-style: none;
  padding: 0;
}

.footer-links li,
.footer-contact li {
  margin-bottom: 10px;
}

.footer-links a {
  color: #dfeee3;
  text-decoration: none;
  transition: 0.3s;
}

.footer-links a:hover {
  color: #9ad600;
}

.footer-contact i {
  color: #9ad600;
  margin-right: 8px;
}

.footer-social a {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 40px;
  height: 40px;
  background: #133d1e;
  color: #9ad600;
  border-radius: 50%;
  margin-right: 10px;
  transition: 0.3s;
}

.footer-social a:hover {
  background: #9ad600;
  color: #0b2e13;
}

.footer-bottom {
  background: #081f0e;
  margin-top: 40px;
  padding: 15px 0;
}

.footer-bottom p {
  margin: 0;
}

.footer-bottom a {
  color: #dfeee3;
  margin-left: 15px;
  text-decoration: none;
  font-size: 14px;
}

.footer-bottom a:hover {
  color: #9ad600;
}







































/* ================= PREMIUM HERO SECTION ================= */

.kf-hero{
  position: relative;
  padding: 110px 0 100px;
  background:
    radial-gradient(circle at right top, rgba(33,209,75,0.15), transparent 45%),
    linear-gradient(120deg, #f6fff4 0%, #ffffff 55%, #ecffef 100%);
  overflow: hidden;
}

/* subtle background glow */
.kf-hero::after{
  content:"";
  position:absolute;
  left:-120px;
  top:-120px;
  width:320px;
  height:320px;
  background:rgba(33,209,75,0.12);
  filter:blur(90px);
  z-index:0;
}

.kf-hero .container{
  position:relative;
  z-index:2;
}

/* ================= TEXT ================= */

.kf-hero-title{
  font-size:52px;
  font-weight:800;
  line-height:1.15;
  margin-bottom:20px;
  color:#0b1f14;
}

.kf-hero-title span{
  color:#21d14b;
}

.kf-hero-title .highlight{
  position:relative;
  display:inline-block;
}

.kf-hero-title .highlight::after{
  content:"";
  position:absolute;
  left:0;
  bottom:6px;
  width:100%;
  height:10px;
  background:rgba(33,209,75,0.25);
  z-index:-1;
  border-radius:6px;
}

.kf-hero-subtitle{
  font-size:18px;
  color:#5f6f66;
  max-width:520px;
  margin-bottom:35px;
}

/* ================= BUTTONS ================= */

.kf-hero-btns{
  display:flex;
  gap:16px;
  flex-wrap:wrap;
}

.kf-btn-main{
  padding:14px 34px;
  border-radius:50px;
  /* background:linear-gradient(135deg,#21d14b,#18b23e); */
  color:#fff;
  background-color: #35710c;
  font-weight:600;
  /* box-shadow:0 15px 35px rgba(33,209,75,0.35); */
  transition:.35s;
}

.kf-btn-main:hover{
  transform:translateY(-3px);
  box-shadow:0 20px 45px rgba(33,209,75,0.45);
}

.kf-btn-outline{
  padding:14px 34px;
  border-radius:50px;
  border:2px solid #21d14b;
  color:#21d14b;
  font-weight:600;
  transition:.35s;
}

.kf-btn-outline:hover{
  background:#21d14b;
  color:#fff;
  transform:translateY(-3px);
}

/* ================= IMAGE ================= */

.hero-img{
  max-width:100%;
  filter:drop-shadow(0 30px 60px rgba(0,0,0,0.15));
  animation:heroFloat 5s ease-in-out infinite;
}

@keyframes heroFloat{
  0%,100%{transform:translateY(0)}
  50%{transform:translateY(-18px)}
}

/* ================= RESPONSIVE ================= */

@media(max-width:991px){
  .kf-hero{
    padding:90px 0;
    text-align:center;
  }

  .kf-hero-title{
    font-size:42px;
  }

  .kf-hero-subtitle{
    margin-left:auto;
    margin-right:auto;
  }

  .kf-hero-btns{
    justify-content:center;
  }
}

@media(max-width:575px){
  .kf-hero-title{
    font-size:34px;
  }
  .nav-link{
    margin: 8px 16px !important;
}
.hero-section {
    padding: 43px 21px !important ;
}
  .kf-hero-subtitle{
    font-size:16px;
  }
  .hero-stats{
  margin:15px 0 !important;
  }
  .kf-trust-section {
    padding: 45px 0 !important;
  }
  .kf-loan-products {
    padding: 38px 0 !important;
  }
  .kf-faq {
    padding: 38px 0 !important;
}
.kf-footer {
    padding-top: 40px;
}
    .light-hero {
        padding: 37px 0 33px !important;
    }
    .cta {
    padding: 36px 14px !important;
    }
}









/* =====================================
   PREMIUM HERO SECTION – FINAL CLEAN
===================================== */

.hero-section{
  background: linear-gradient(135deg,#eafff0,#ffffff);
  padding: 80px 0;
}

.hero-container{
  max-width:1200px;
  margin:auto;
  display:flex;
  gap:60px;
  align-items:center;
}

.hero-left{ flex:1; }

.hero-left h1{
  font-size:42px;
  font-weight:700;
  line-height:1.2;
}
.hero-left h1 span{ color:#35710c; }

.hero-subtitle{
  margin:18px 0;
  color:#555;
}

.hero-benefits{
  list-style:none;
  margin:20px 0;
}
.hero-benefits li{ margin-bottom:10px; }

.hero-stats{
  display:flex;
  gap:30px;
  margin:25px 0;
}
.hero-stats h3{
  color:#35710c;
  font-size:28px;
}

.hero-cta a{
  display:inline-block;
  padding:14px 28px;
  border-radius:30px;
  font-weight:600;
  text-decoration:none;
  margin-right:15px;
}
.btn-primary{ background:#35710c; color:#fff; }
.btn-secondary{ background:#35710c; color:#fff; }

/* FORM */
.hero-right{ flex:1; }

.loan-form{
  background:white;
  padding:30px;
  border-radius:18px;
box-shadow: rgba(0, 0, 0, 0.24) 0px 3px 8px;
}
.loan-form h3{ text-align:center; margin-bottom:20px; }

.loan-form input,
.loan-form select{
  width:100%;
  padding:12px;
  margin-bottom:12px;
  border-radius:8px;
  border:1px solid #cce5d6;
}

.loan-form button{
  width:100%;
  padding:14px;
  background:linear-gradient(135deg,#35710c,#1e7e34);
  border:none;
  color:#fff;
  font-weight:600;
  border-radius:30px;
  cursor:pointer;
}

.form-note{
  text-align:center;
  font-size:12px;
  margin-top:10px;
  color:#666;
}

.success-msg{
  display:none;
  text-align:center;
  color:#1e7e34;
  font-weight:600;
  margin-top:20px;
}

/* Responsive */
@media(max-width:992px){
  .hero-container{ flex-direction:column; }
}












/* ===== TRUST SECTION ===== */
.kf-trust-section{
  background: linear-gradient(180deg, #ffffff 0%, #f2fff6 100%);
  padding: 80px 0;
  overflow: hidden;
}

/* Heading */
.trust-heading h2{
  font-size: 34px;
  font-weight: 700;
}
.trust-heading p{
  margin-top: 10px;
  color: #555;
  font-size: 15px;
}

/* ===== BANK SLIDER ===== */
.bank-slider{
  margin: 50px 0 60px;
  overflow: hidden;
  position: relative;
}

.bank-track{
  display: flex;
  width: max-content;
  animation: scrollBanks 22s linear infinite;
}

.bank-slider:hover .bank-track{
  animation-play-state: paused;
}

.bank-logo{
  flex: 0 0 auto;
  padding: 0 40px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.bank-logo img{
  max-height: 50px;
  filter: grayscale(100%);
  opacity: 0.7;
  transition: all 0.3s ease;
}

.bank-logo img:hover{
  filter: grayscale(0);
  opacity: 1;
  transform: scale(1.05);
}

/* Infinite scroll animation */
@keyframes scrollBanks{
  from{
    transform: translateX(0);
  }
  to{
    transform: translateX(-50%);
  }
}

/* ===== COUNTERS ===== */
.trust-stats{
  margin-top: 40px;
}

.trust-stats h3{
  font-size: 36px;
  font-weight: 700;
  color: #35710c;
}

.trust-stats p{
  margin-top: 6px;
  font-size: 14px;
  color: #666;
}

/* Responsive */
@media(max-width:768px){
  .bank-logo{
    padding: 0 24px;
  }

  .trust-heading h2{
    font-size: 28px;
  }
}
.bank-logo{
  cursor: pointer;
}







/* =====================================
   LOAN PRODUCTS SECTION – FINAL CLEAN
===================================== */

.kf-loan-products{
  background:
    radial-gradient(circle at right top, rgba(33,209,75,0.18), transparent 45%),
    radial-gradient(circle at left bottom, rgba(33,209,75,0.12), transparent 45%),
    linear-gradient(120deg, #f6fff4 0%, #ffffff 55%, #ecffef 100%);
  background-size: 200% 200%;
  animation: gradientMove 12s ease infinite;
  padding: 80px 0;
  overflow: hidden;
}

/* Gradient animation */
@keyframes gradientMove{
  0%{ background-position: 0% 50%; }
  50%{ background-position: 100% 50%; }
  100%{ background-position: 0% 50%; }
}

/* ================= HEADING ================= */

.kf-loan-products .section-heading{
  margin-bottom: 70px;
}

.kf-loan-products .section-heading h2{
  font-size: 36px;
  font-weight: 700;
  margin-bottom: 12px;
}

.kf-loan-products .section-heading p{
  font-size: 15px;
  color: #555;
  margin-bottom: 0;
}

/* ================= LOAN CARD ================= */

.loan-card{
  position: relative;
  background: #ffffff;
  padding: 32px 26px;
  border-radius: 18px;
  text-align: center;
  height: 100%;
  box-shadow: 0 14px 30px rgba(0,0,0,.08);
  transition: transform .35s ease, box-shadow .35s ease;
  overflow: hidden;
  animation: fadeUp .8s ease both;
}

/* Subtle top accent */
.loan-card::before{
  content:"";
  position:absolute;
  top:0;
  left:0;
  width:100%;
  height:4px;
  background:#35710c;
  opacity:.6;
}

/* Hover glow (ONLY on hover) */
.loan-card::after{
  content:"";
  position:absolute;
  inset:-2px;
  background: radial-gradient(circle, rgba(34,167,69,.35), transparent 60%);
  opacity:0;
  z-index:-1;
  transition: opacity .35s ease;
}

.loan-card:hover::after{
  opacity:1;
}

/* Lift on hover */
.loan-card:hover{
  transform: translateY(-10px);
  box-shadow: 0 22px 44px rgba(34,167,69,.25);
}

/* ================= CONTENT ================= */

.loan-icon{
  font-size: 42px;
  margin-bottom: 16px;
}

.loan-card h4{
  font-size: 20px;
  font-weight: 600;
  margin-bottom: 10px;
}

.loan-card p{
  font-size: 14px;
  color: #666;
  line-height: 1.6;
  margin-bottom: 20px;
}

/* ================= BUTTON ================= */

.loan-btn{
  display: inline-block;
  padding: 12px 26px;
  border-radius: 30px;
  background: #35710c;
  color: #fff;
  font-size: 14px;
  font-weight: 600;
  text-decoration: none;
  transition: background .3s ease, transform .3s ease;
}

.loan-btn:hover{
  background: #1e7e34;
  transform: translateY(-1px);
}

/* Remove sticky focus effect */
.loan-btn:focus{
  outline: none;
  box-shadow: none;
}

/* ================= BADGE ================= */

.badge-popular{
  position: absolute;
  top: 18px;
  right: -38px;
  background: #35710c;
  color: #fff;
  font-size: 12px;
  font-weight: 600;
  padding: 6px 40px;
  transform: rotate(45deg);
}

/* ================= ANIMATION ================= */

@keyframes fadeUp{
  from{
    opacity: 0;
    transform: translateY(30px);
  }
  to{
    opacity: 1;
    transform: translateY(0);
  }
}

/* ================= RESPONSIVE ================= */

@media(max-width: 768px){
  .kf-loan-products .section-heading h2{
    font-size: 28px;
  }
}
/* DEFAULT: no glow */
.loan-card::after{
  content:"";
  position:absolute;
  inset:-2px;
  background: radial-gradient(circle, rgba(34,167,69,.35), transparent 60%);
  opacity:0;
  z-index:-1;
  transition: opacity .35s ease;
}

/* ONLY devices with real hover (desktop/laptop) */
@media (hover: hover) and (pointer: fine){
  .loan-card:hover::after{
    opacity:1;
  }
}











/* ===== WHY CHOOSE US ===== */
/* =====================================
 /* =====================================
   WHY CHOOSE US – FINAL CLEAN CSS
===================================== */

.kf-why-choose{
  background:
    radial-gradient(circle at left top, rgba(34,167,69,0.18), transparent 45%),
    linear-gradient(180deg, #f1fff6 0%, #ffffff 65%);
  padding: 40px 0px;
}

/* Heading */
.kf-why-choose .section-heading{
  margin-bottom: 60px;
}
.kf-why-choose h2{
  font-size: 36px;
  font-weight: 700;
}
.kf-why-choose h2 span{
  color:#35710c;
}
.kf-why-choose p{
  color:#555;
}

/* Image */
.why-img-wrap{
  text-align:center;
}
.why-img-wrap img{
  max-width:100%;
  border-radius:20px;
  box-shadow:0 22px 44px rgba(0,0,0,.12);
}
/* LEFT IMAGE COLUMN CENTER FIX */
.kf-why-choose .col-lg-5{
  display: flex;
  align-items: center;   /* vertical center */
}

/* USP */
.usp-box{
  background:#fff;
  padding:26px;
  border-radius:16px;
  box-shadow:0 16px 36px rgba(0,0,0,.1);
  transition:transform .3s ease, box-shadow .3s ease;
}

@media (hover:hover){
  .usp-box:hover{
    transform:translateY(-6px);
    box-shadow:0 22px 44px rgba(34,167,69,.25);
  }
}


/* IMAGE */
.why-img-wrap{
  text-align: center;
  margin-top: 10px;
}

.why-img-wrap img{
  max-width: 100%;
  border-radius: 20px;
  box-shadow: 0 22px 44px rgba(0,0,0,0.12);
}

/* USP ROW */
.usp-row{
  margin-top: 10px;
}

/* USP BOX */
.usp-box{
  background: #ffffff;
  padding: 26px;
  border-radius: 16px;
  height: 100%;
  box-shadow: 0 16px 36px rgba(0,0,0,0.10);
  transition: transform .35s ease, box-shadow .35s ease;

  /* HARD RESET – prevents faded bug */
  opacity: 1;
  transform: none;
}

/* ICON */
.usp-icon{
  font-size: 30px;
  margin-bottom: 12px;
}

/* TEXT */
.usp-box h4{
  font-size: 18px;
  font-weight: 600;
  margin-bottom: 8px;
}

.usp-box p{
  font-size: 14px;
  color: #666;
  line-height: 1.6;
  margin: 0;
}

/* HOVER – DESKTOP ONLY */
@media (hover: hover) and (pointer: fine){
  .usp-box:hover{
    transform: translateY(-8px);
    box-shadow: 0 22px 44px rgba(34,167,69,0.25);
  }
}

/* RESPONSIVE */
@media(max-width:768px){
  .kf-why-choose .section-heading h2{
    font-size: 28px;
  }
}
/* ===== HARD VISIBILITY RESET ===== */
.kf-why-choose *,
.kf-why-choose .row,
.kf-why-choose .col-lg-7,
.kf-why-choose .usp-row,
.kf-why-choose .col-md-6,
.kf-why-choose .usp-box{
  opacity: 1 !important;
  transform: none !important;
  filter: none !important;
}




/* =====================================
   DOCUMENTS REQUIRED SECTION
===================================== */

.kf-documents{
  background:
    radial-gradient(circle at right top, rgba(34,167,69,0.15), transparent 45%),
    linear-gradient(180deg, #f6fff8 0%, #ffffff 70%);
  padding: 40px 0;
}

/* Heading */
.kf-documents .section-heading{
  margin-bottom: 40px;
}

.kf-documents .section-heading h2{
  font-size: 34px;
  font-weight: 700;
}

.kf-documents .section-heading p{
  font-size: 15px;
  color: #555;
}

/* Tabs */
.doc-tabs{
  margin-bottom: 30px;
}

.doc-tab{
  background: #f1f1f1;
  border: none;
  padding: 12px 26px;
  margin: 0 6px;
  border-radius: 30px;
  font-weight: 600;
  cursor: pointer;
  transition: all .3s ease;
}

.doc-tab.active{
  background: #35710c;
  color: #fff;
  box-shadow: 0 10px 24px rgba(34,167,69,.35);
}

/* Content Box */
.doc-wrapper{
  max-width: 520px;
  margin: auto;
}

.doc-content{
  display: none;
  background: #ffffff;
  padding: 30px;
  border-radius: 18px;
box-shadow: rgba(0, 0, 0, 0.24) 0px 3px 8px;
}

.doc-content.active{
  display: block;
}

/* List */
.doc-list{
  list-style: none;
  padding: 0;
  margin: 0;
}

.doc-list li{
  padding: 12px 0;
  font-size: 15px;
  border-bottom: 1px dashed #ddd;
}

.doc-list li:last-child{
  border-bottom: none;
}

/* Responsive */
@media(max-width:768px){
  .kf-documents .section-heading h2{
    font-size: 28px;
  }
}




/* =====================================
   CUSTOMER TESTIMONIALS
===================================== */

.kf-testimonials{
  background:
    radial-gradient(circle at left top, rgba(34,167,69,0.15), transparent 45%),
    linear-gradient(180deg, #f6fff8 0%, #ffffff 70%);
  padding: 40px 0;
}

/* Heading */
.kf-testimonials .section-heading{
  margin-bottom: 50px;
}

.kf-testimonials .section-heading h2{
  font-size: 36px;
  font-weight: 700;
}

.kf-testimonials .section-heading p{
  font-size: 15px;
  color: #555;
}

/* Swiper */
.testimonialSwiper{
  padding-bottom: 40px;
}

/* Card */
.testimonial-card{
  background: #ffffff;
  padding: 30px 25px;
  border-radius: 18px;
  text-align: center;
  box-shadow: 0 18px 40px rgba(0,0,0,0.12);
  transition: transform .35s ease, box-shadow .35s ease;
  height: 100%;
}

/* Hover (desktop only) */
@media (hover:hover){
  .testimonial-card:hover{
    transform: translateY(-8px);
    box-shadow: 0 24px 50px rgba(34,167,69,.25);
  }
}

/* Image */
.testimonial-img{
  width: 90px;
  height: 90px;
  border-radius: 50%;
  object-fit: cover;
  margin-bottom: 15px;
  border: 4px solid #e6f6ec;
}

/* Name */
.testimonial-card h4{
  font-size: 18px;
  font-weight: 600;
  margin-bottom: 2px;
}

/* Location */
.testimonial-card span{
  font-size: 13px;
  color: #777;
}

/* Stars */
.google-stars{
  color: #fbbc04;
  font-size: 16px;
  margin: 10px 0;
}

/* Text */
.testimonial-card p{
  font-size: 14px;
  color: #555;
  line-height: 1.6;
  margin: 0;
}

/* Responsive */
@media(max-width:768px){
  .kf-testimonials .section-heading h2{
    font-size: 28px;
  }
}
/* =====================================
   FAQ SECTION
===================================== */

.kf-faq{
  background:
    radial-gradient(circle at right top, rgba(34,167,69,0.15), transparent 45%),
    linear-gradient(180deg, #f6fff8 0%, #ffffff 70%);
  padding: 80px 0;
}

/* Heading */
.kf-faq .section-heading{
  margin-bottom: 40px;
}

.kf-faq .section-heading h2{
  font-size: 36px;
  font-weight: 700;
}

.kf-faq .section-heading p{
  font-size: 15px;
  color: #555;
}

/* Wrapper */
.faq-wrapper{
  max-width: 800px;
  margin: auto;
}

/* FAQ Item */
.faq-item{
  background: #ffffff;
  border-radius: 14px;
  margin-bottom: 16px;
  box-shadow: 0 14px 30px rgba(0,0,0,0.10);
  overflow: hidden;
  transition: all .3s ease;
}

/* Question */
.faq-question{
  width: 100%;
  background: none;
  border: none;
  padding: 20px 22px;
  font-size: 16px;
  font-weight: 600;
  text-align: left;
  display: flex;
  justify-content: space-between;
  align-items: center;
  cursor: pointer;
}

/* Icon */
.faq-question span{
  font-size: 22px;
  color: #35710c;
  transition: transform .3s ease;
}

/* Answer */
.faq-answer{
  max-height: 0;
  overflow: hidden;
  transition: max-height .35s ease;
}

.faq-answer p{
  padding: 0 22px 20px;
  font-size: 14px;
  color: #555;
  line-height: 1.6;
}

/* Active State */
.faq-item.active .faq-answer{
  max-height: 200px;
}

.faq-item.active .faq-question span{
  transform: rotate(45deg); /* + to × */
}

/* Hover */
@media (hover:hover){
  .faq-item:hover{
    box-shadow: 0 20px 44px rgba(34,167,69,0.25);
  }
}

/* Responsive */
@media(max-width:768px){
  .kf-faq .section-heading h2{
    font-size: 28px;
  }
}
/* =====================================
   STRONG CTA BANNER
===================================== */

/* CTA Banner Fix — Footer se Gap + New Background Color */
/* SECTION background change */
/* SECTION background stays same */
.kf-cta-banner {
  background:
    radial-gradient(circle at right top, rgba(34,167,69,0.15), transparent 45%),
    linear-gradient(180deg, #f6fff8 0%, #ffffff 70%);

  padding: 120px 0; /* section bhi thoda open lagga */
  margin-bottom: 70px;
}

/* CTA BOX bigger + longer */
.kf-cta-banner .cta-content {
  background: #23a746;
  padding: 70px 60px; /* box ki height + width both increase */
  border-radius: 24px;
  box-shadow: 0px 15px 45px rgba(0, 0, 0, 0.08);
  max-width: 900px; /* width bigger */
  margin: auto;
  color: #fff;
}

.kf-cta-banner .cta-content h2 {
  font-size: 38px; /* heading bigger */
  margin-bottom: 20px;
}

.kf-cta-banner .cta-content p {
  font-size: 20px; /* text bigger */
  margin-bottom: 35px;
}

/* Buttons bigger */
.kf-cta-banner .cta-btn {
  padding: 16px 40px;
  font-size: 18px;
  border-radius: 40px;
  margin: 0 10px;
}

/* Primary Button */
.kf-cta-banner .cta-btn.primary {
  background: #fff;
  color: #23a746;
}

/* Secondary Button */
.kf-cta-banner .cta-btn.secondary {
  border: 2px solid #fff;
  color: #fff;
}


/* Buttons */
.cta-buttons{
  display: flex;
  justify-content: center;
  gap: 18px;
  flex-wrap: wrap;
}

.cta-btn{
  display: inline-block;
  padding: 10px 34px;
  border-radius: 40px;
  font-size: 15px;
  font-weight: 600;
  text-decoration: none;
  transition: all .3s ease;
}

/* Primary */
.cta-btn.primary{
  background: green;
  color: whitesmoke;
  box-shadow: 0 14px 30px rgba(255,255,255,.35);
}

/* Glow animation */
.cta-btn.glow{
  animation: glowPulse 2s infinite;
}

/* Secondary */
.cta-btn.secondary{
  background: rgba(255,255,255,.15);
  color: #ffffff;
  border: 1px solid rgba(255,255,255,.4);
}

/* Hover */
@media (hover:hover){
  .cta-btn:hover{
    transform: translateY(-2px);
  }

  .cta-btn.primary:hover{
    box-shadow: 0 20px 44px rgba(255,255,255,.45);
  }

  .cta-btn.secondary:hover{
    background: rgba(255,255,255,.25);
  }
}

/* Glow keyframes */
@keyframes glowPulse{
  0%{ box-shadow: 0 0 0 0 rgba(255,255,255,.6); }
  70%{ box-shadow: 0 0 0 18px rgba(255,255,255,0); }
  100%{ box-shadow: 0 0 0 0 rgba(255,255,255,0); }
}

/* Responsive */
@media(max-width:768px){
  .kf-cta-banner h2{
    font-size: 28px;
  }
}























/*===========    ABOUT PAGE      ===========*/
/* HERO SECTION */
.light-hero{
  padding:72px 0px;
  /* margin-bottom:80px; */
  background:
    radial-gradient(circle at center,
      rgba(34,197,94,0.10),
      transparent 60%
    ),
    linear-gradient(180deg,
      #f6fff8 0%,
      #ffffff 100%
    );
}

.hero-center{
  text-align:center;
}

.hero-title{
  font-size:48px;
  font-weight:700;
  color:#0f2a1d;
  margin-bottom:8px;
}

.breadcrumb-center{
  display:flex;
  justify-content:center;
  gap:8px;
  font-size:15px;
  color:#64748b;
}

.breadcrumb-center span{
  color:#35710c;
  font-weight:600;
}

@media(max-width:768px){
  .hero-title{font-size:34px;}
  .light-hero{padding:90px 0 70px;}
}






/* ===== SECTION BACKGROUND (same light green) ===== */
.section{
  padding:90px 0;
  background:
    radial-gradient(circle at center,
      rgba(34,197,94,0.10),
      transparent 60%
    ),
    linear-gradient(180deg,
      #f6fff8 0%,
      #ffffff 100%
    );
}

/* ===== CARD ===== */
.premium-card{
  max-width:900px;
  margin:0 auto;
  padding:60px;
  background:#ffffff;
  border-radius:22px;
  text-align:center;
  border:1px solid rgba(22,163,74,0.12);
  box-shadow:
    0 20px 50px rgba(22,163,74,0.12),
    0 8px 20px rgba(0,0,0,0.06);
}

/* ===== ICON ===== */
.icon-green{
  width:72px;
  height:72px;
  margin:0 auto 18px;
  border-radius:50%;
  background:rgba(22,163,74,0.15);
  color:#35710c;
  display:flex;
  align-items:center;
  justify-content:center;
  font-size:32px;
}

/* ===== TITLE ===== */
.section-title{
  font-size:32px;
  font-weight:700;
  color:#0f2a1d;
  margin-bottom:10px;
}

/* ===== DIVIDER ===== */
.title-divider{
  width:60px;
  height:3px;
  background:#35710c;
  margin:0 auto 25px;
  border-radius:4px;
}

/* ===== TEXT ===== */
.section-text{
  font-size:16px;
  line-height:1.8;
  color:#475569;
  max-width:720px;
  margin:16px auto 0;
}

/* ===== MOBILE ===== */
@media(max-width:768px){
  .premium-card{
    padding:45px 25px;
  }
  .section-title{
    font-size:26px;
  }
  .section-text{
    font-size:15px;
  }
}





/* Counter Grid */
/* COUNTER SECTION BACKGROUND */
/* WHAT WE DO SECTION */
.what-we-do{
  padding:90px 0;
  background:
    radial-gradient(circle at center, rgba(34,197,94,0.10), transparent 60%),
    linear-gradient(180deg, #f3fff8 0%, #ffffff 100%);
}

.section-title{
  text-align:center;
  font-size:36px;
  font-weight:700;
  color:#0f2a1d;
  margin-bottom:50px;
}

/* GRID 3x3 */
.what-grid{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:30px;
  max-width:1100px;
  margin:auto;
}

/* BOX */
.what-box{
  background:#ffffff;
  padding:45px 20px;
  border-radius:18px;
  text-align:center;
  box-shadow:
    0 12px 30px rgba(22,163,74,0.08),
    0 6px 16px rgba(0,0,0,0.05);
  border:1px solid rgba(22,163,74,0.12);
  transition:all .3s ease;
}

.what-box:hover{
  transform:translateY(-6px);
  box-shadow:
    0 18px 40px rgba(22,163,74,0.15),
    0 10px 24px rgba(0,0,0,0.08);
}

/* ICON */
.what-icon{
  width:70px;
  height:70px;
  margin:0 auto 18px;
  border-radius:50%;
  background:rgba(22,163,74,0.15);
  color:#35710c;
  display:flex;
  align-items:center;
  justify-content:center;
  font-size:30px;
}

/* TEXT */
.what-box h3{
  font-size:18px;
  font-weight:600;
  color:#0f2a1d;
}

/* RESPONSIVE */
@media(max-width:992px){
  .what-grid{
    grid-template-columns:repeat(2,1fr);
  }
}

@media(max-width:576px){
  .what-grid{
    grid-template-columns:1fr;
  }
  .section-title{
    font-size:28px;
  }
}



.section{padding:40px 0;}
.light-bg{
  background:linear-gradient(180deg,#f3fff8 0%,#ffffff 70%);
}
.white-bg{background:#fff;}

.section-heading{
  text-align:center;
  font-size:28px;
  font-weight:700;
  color:#0f2a1d;
  margin-bottom:40px;
}

/* ICON GRID */
.icon-grid{
  display:grid;
  grid-template-columns:repeat(auto-fit,minmax(200px,1fr));
  gap:25px;
}
.icon-card{
  background:#fff;
  padding:25px;
  border-radius:16px;
  text-align:center;
  box-shadow:0 10px 26px rgba(0,0,0,0.05);
}
.icon-card i{
  display:block;
  font-size:28px;
  color:#35710c;
  margin-bottom:10px;
}

/* STEPS */
.steps-grid{
  display:grid;
  grid-template-columns:repeat(auto-fit,minmax(180px,1fr));
  gap:25px;
}
.step-box{
  background:#fff;
  padding:25px;
  border-radius:14px;
  text-align:center;
}
.step-box span{
  display:block;
  width:36px;
  height:36px;
  margin:0 auto 10px;
  background:#35710c;
  color:#fff;
  border-radius:50%;
  line-height:36px;
}

/* BANK STRIP */
.bank-strip{
  display:flex;
  justify-content:center;
  gap:40px;
  flex-wrap:wrap;
}
.bank-strip img{
  height:36px;
  filter:grayscale(100%);
  opacity:.6;
  transition:.3s;
}
.bank-strip img:hover{
  filter:grayscale(0);
  opacity:1;
}

/* SQUARE */
.square-grid{
  display:grid;
  grid-template-columns:repeat(auto-fit,minmax(260px,1fr));
  gap:30px;
}
.square-box{
  background:#f0fdf4;
  padding:40px;
  border-radius:18px;
  text-align:center;
}
.square-box i{
  font-size:34px;
  color:#35710c;
  margin-bottom:14px;
}
/* CTA SECTION */
.cta-section{
  padding:52px 41px;
  background:
    radial-gradient(circle at center, rgba(255,255,255,0.15), transparent 60%),
    linear-gradient(135deg, #35710c 0%, #22c55e 100%);
  text-align:center;
}

.cta-inner{
  max-width:800px;
  margin:auto;
  color:#ffffff;
}

.cta-section h2{
  font-size:34px;
  font-weight:700;
  margin-bottom:14px;
}

.cta-section p{
  font-size:16px;
  margin-bottom:30px;
  opacity:0.95;
}

/* BUTTONS */
.cta-buttons{
  display:flex;
  justify-content:center;
  gap:18px;
  flex-wrap:wrap;
}

.btn-primary{
  background:#ffffff;
  color:#35710c;
  padding:14px 34px;
  border-radius:32px;
  font-weight:600;
  text-decoration:none;
  box-shadow:0 10px 25px rgba(0,0,0,0.15);
  transition:all .25s ease;
}

.btn-primary:hover{
  transform:translateY(-2px);
  box-shadow:0 14px 30px rgba(0,0,0,0.2);
}

.btn-secondary{
  border:2px solid #ffffff;
  color:#ffffff;
  padding:13px 32px;
  border-radius:32px;
  font-weight:600;
  text-decoration:none;
  transition:all .25s ease;
}

.btn-secondary:hover{
  background:#ffffff;
  color:#35710c;
}

/* MOBILE */
@media(max-width:768px){
  .cta-section{
    padding:70px 16px;
  }
  .cta-section h2{
    font-size:26px;
  }
}




/* COUNTER SECTION */
.counter-section{
  padding:90px 0;
  background:
    radial-gradient(circle at center, rgba(34,197,94,0.12), transparent 60%),
    linear-gradient(180deg, #f3fff8 0%, #ffffff 100%);
}

/* GRID */
.counter-grid{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:30px;
  max-width:1000px;
  margin:auto;
}

/* COUNTER BOX */
.counter-box{
  background:#ffffff;
  padding:40px 25px;
  border-radius:18px;
  text-align:center;
  box-shadow:
    0 12px 30px rgba(22,163,74,0.08),
    0 6px 16px rgba(0,0,0,0.05);
  border:1px solid rgba(22,163,74,0.12);
  transition:all .3s ease;
}

.counter-box:hover{
  transform:translateY(-6px);
  box-shadow:
    0 18px 40px rgba(22,163,74,0.15),
    0 10px 24px rgba(0,0,0,0.08);
}

/* ICON */
.counter-icon{
  width:64px;
  height:64px;
  border-radius:50%;
  background:rgba(22,163,74,0.15);
  color:#35710c;
  display:flex;
  align-items:center;
  justify-content:center;
  font-size:26px;
  margin:0 auto 15px;
}

/* NUMBER */
.counter-box h3{
  font-size:36px;
  font-weight:700;
  color:#0f2a1d;
  margin-bottom:6px;
}

/* TEXT */
.counter-box p{
  font-size:15px;
  color:#475569;
}

/* RESPONSIVE */
@media(max-width:992px){
  .counter-grid{
    grid-template-columns:repeat(2,1fr);
  }
}

@media(max-width:576px){
  .counter-grid{
    grid-template-columns:1fr;
  }
}

/* ===== WHY FOUNDED SECTION ===== */

.founder-card{
  background:#ffffff;
  max-width:1000px;
  margin:0 auto;
  padding:50px 60px;
  border-radius:18px;
  box-shadow:0 20px 50px rgba(22,163,74,0.08);
  border:1px solid rgba(22,163,74,0.12);
}

.founder-head{
  text-align:center;
  margin-bottom:28px;
}

.founder-icon{
  width:58px;
  height:58px;
  border-radius:50%;
  background:#dcfce7;
  color:#35710c;
  display:flex;
  align-items:center;
  justify-content:center;
  font-size:26px;
  margin:0 auto 14px;
}

.founder-head h2{
  font-size:28px;
  font-weight:700;
  color:#0f2a1d;
}

.founder-head h2 span{
  color:#35710c;
}

.founder-divider{
  width:60px;
  height:4px;
  background:#35710c;
  border-radius:6px;
  margin:14px auto 0;
}

.founder-content p{
  font-size:16px;
  line-height:1.8;
  color:#475569;
  margin-bottom:16px;
  text-align:center;
}

/* Mobile */
@media(max-width:768px){
  .founder-card{
    padding:36px 26px;
  }
  .founder-head h2{
    font-size:24px;
  }
}
/* ===== OUR VALUES ===== */

.values-head{
  text-align:center;
  max-width:700px;
  margin:0 auto 50px;
}

.values-head h2{
  font-size:32px;
  font-weight:700;
  color:#0f2a1d;
  margin-bottom:10px;
}

.values-head p{
  font-size:16px;
  color:#475569;
}

.values-grid{
  display:grid;
  grid-template-columns:repeat(2,1fr);
  gap:30px;
}

.value-box{
  background:#ffffff;
  border-radius:16px;
  padding:36px 32px;
  text-align:left;
  box-shadow:0 14px 40px rgba(22,163,74,0.08);
  border:1px solid rgba(22,163,74,0.12);
  transition:all .3s ease;
}

.value-box:hover{
  transform:translateY(-6px);
  box-shadow:0 20px 55px rgba(22,163,74,0.15);
}

.value-icon{
  width:56px;
  height:56px;
  border-radius:50%;
  background:#dcfce7;
  color:#35710c;
  display:flex;
  align-items:center;
  justify-content:center;
  font-size:24px;
  margin-bottom:16px;
}

.value-box h3{
  font-size:18px;
  font-weight:600;
  color:#0f2a1d;
  margin-bottom:8px;
}

.value-box p{
  font-size:15px;
  color:#475569;
  line-height:1.7;
}

/* Mobile */
@media(max-width:768px){
  .values-grid{
    grid-template-columns:1fr;
  }
  .values-head h2{
    font-size:26px;
  }
}


















/* ================= SECTION HEAD ================= */
.section-head{
  text-align:center;
  max-width:700px;
  margin:0 auto 1px;
}

.section-title{
  font-size:38px;
  font-weight:700;
  color:#0f2a1d;
  margin-bottom:10px;
}

.section-subtitle{
  font-size:16px;
  color:#475569;
  line-height:1.6;
}

/* Brand green text */
/* Brand green text */
.brand-green{
  color:#35710c;
  font-weight:700;
}

/* Fixed 3 + 3 grid */
.product-grid-3x2{
  /*display:grid;*/
  /*grid-template-columns:repeat(3,1fr);*/
  /*gap:30px;*/
  margin-top:40px;
}

/* Product card */
.product-card{
  background:#ffffff;
  border-radius:18px;
  padding:36px 26px;
      text-align: left !important;
  box-shadow:0 20px 45px rgba(22,163,74,0.12);
  border:1px solid rgba(22,163,74,0.15);
  transition:all .3s ease;
}

.product-card:hover{
  transform:translateY(-8px);
  box-shadow:0 30px 60px rgba(22,163,74,0.18);
}

/* Icon */
.product-icon{
  width:64px;
  height:64px;
  margin:0 auto 18px;
  border-radius:50%;
  background:#dcfce7;
  color:#35710c;
  display:flex;
  align-items:center;
  justify-content:center;
  font-size:28px;
}

/* Button */
.btn-primary{
  display:inline-block;
  margin-top:12px;
  padding:10px 26px;
  background:#35710c;
  color:#fff;
  border-radius:30px;
  font-size:14px;
  text-decoration:none;
}

/* Responsive */
@media(max-width:992px){
  .product-grid-3x2{
    grid-template-columns:repeat(2,1fr);
  }
}
@media(max-width:576px){
  .product-grid-3x2{
    grid-template-columns:1fr;
  }
}